How Our Terms Work for Your Account
When you open an account on ruto77 and fund it using DANA, OVO, or GoPay, you're entering an agreement with us based on the terms published here. These terms govern how your account is created, verified, used, and closed. We don't cut corners on account integrity
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— every deposit action, whether via DANA transfer, OVO balance, or GoPay top-up, is tied to the account that made it. Withdrawals go back through the same wallet path you used to deposit, which is how we keep fund movement clean and traceable. If you're in
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Bandung or anywhere else in Indonesia, availability depends on whether local law in your region permits access to our services. We don't extend account access to regions where it isn't permitted. You're responsible for checking your own eligibility. Account details — including your registered e-wallet identity
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— must be accurate. Providing mismatched wallet information when withdrawing is one of the most common reasons a cashout gets delayed; make sure your OVO, DANA, or GoPay account name matches what you registered with. We update these terms when we need to, and we'll flag
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material changes through your account notification channel. Using the platform after a change is posted means you accept the updated terms.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.